Pete gave the FBI the address of Helen and Peggy Jo’s apartment. When Powell and the other agents arrived, they spotted the car in the parking lot. As they discussed the possibility of storming the apartment and catching Cowboy Bob red-handed, they saw a woman in shorts and a T-shirt walk toward the car.
Powell stared at her. “It must be Cowboy Bob’s girlfriend,” he murmured to the other agents. They allowed her to drive away from the apartment so that the assumed boyfriend wouldn’t see them. When they finally stopped her around the corner, Powell introduced himself to the woman, who politely said hello and told him her name was Peggy Jo Tallas. She admitted that the car was hers, and she said she had driven it earlier that morning to a nursery to buy fertilizer. Powell opened the trunk of the car: There was, indeed, a bag of fertilizer. He asked her if he could look around her apartment. For a moment, just a brief moment, she paused. No one was in the apartment, she said, except for her sick mother.
Helen slowly eased herself out of her bed after she heard the doorbell ring and walked to the front door. She opened it and screamed as the FBI agents darted past her, their guns drawn. They moved into Peggy Jo’s bedroom. Her bed was immaculately made, and all of her clothes were hanging neatly in her closet.
“What the hell?” said one agent.
Then, looking on the top shelf in her closet, another agent saw the Styrofoam mannequin’s head with the beard pinned to it. He noticed the cowboy hat. When he looked under the bed, he saw a bag full of money.
“Come on, Peggy Jo, you’re hiding a man from us,” Powell said.
She gave him a look. “There isn’t any man,” she said. “I promise you that.”
Powell kept studying her. That’s when he noticed the spots of gray dye in her hair and the faint splotches of glue above her lip. “I’ll be damned,” he said as he pulled out his handcuffs. He read Peggy Jo her rights and drove her to the downtown FBI office, where other agents were waiting. “Gentlemen,” Powell said, “Cowboy Bob is actually Cowboy Babette.”
THE NEWSPAPERS, OF COURSE, had a field day, writing story after story about the cross-dressing bank robber who used her mother’s apartment as a hideout. The reporters hunted down Peggy Jo’s relatives, but they refused to say anything, in large part because they were so stunned about what Peggy Jo had been doing. “We had absolutely no idea,” Michelle said. “We asked Helen if she knew what Aunt Peggy had been doing, and she kept saying, ‘Robbing banks? Peggy was robbing banks?’”
Powell himself, realizing he had the case of a lifetime, did what he could to get Peggy Jo to talk. He wanted to know how she had learned to rob banks in the first place. He also wanted to know why she had decided to rob two banks in one day and why, before the second robbery, she didn’t take the time to steal another license plate. Had she gotten so cocky that she thought the FBI would never catch her? “If she had just followed her usual routine,” Powell later said, “we could still very well be wondering who Cowboy Bob really was.”
But Peggy Jo wouldn’t tell him anything. Nor would she say much to her court-appointed attorney, who then hired Richard Schmitt, a psychologist who specialized in evaluating criminals, to interview her. During their session, she eventually admitted that she had decided to rob a bank to pay for her mother’s medications. But she certainly had no intention of robbing a second bank, she said. Or a third or a fourth, she continued, pulling out a cigarette and lighting it.
Schmitt could not take his eyes off her. Up until that point, he had interviewed approximately fifty bank robbers, all of them male. He had never before interviewed what he described as “a nice, normal-looking woman” who crossed her legs while she talked with him. “So why did you keep robbing banks?” he asked her.
But Peggy Jo never answered. She kept staring at a wall, shrugging her shoulders and shaking her head as if she wasn’t sure what else to tell him.
“I guess it was hard for her to admit just how much fun she had being a bank robber,” Cherry said.
Perhaps because she carried out her crimes without using weapons—or perhaps because the judge agreed with the defense attorney’s argument that Peggy Jo’s behavior was “completely out of character”—she received a mild, thirty-three-month sentence. Michelle later went to see her at the federal prison in Bryan. “I knew that she was unhappy, confined to a cell most of the day,” Michelle said. “But she came out smiling, and she asked me all about me and my daughter. She didn’t say anything to me about the bank robberies. She didn’t say a single word. She just said it was something that would never happen again.”
A true-crime author contacted Peggy Jo while she was in prison, asking her to collaborate on a book and perhaps sell it to Hollywood and make a lot of money, but she turned him down. “She told me she didn’t want to embarrass her family with more publicity,” Cherry said. “And I think she also was determined to put that part of her life behind her.”
Peggy Jo did try to put it behind her. By the mid-nineties she was out of prison and back living with her mother. To avoid the stares of their neighbors at the apartment complex, they moved to a two-bedroom townhome in Garland, 1,120 square feet in size, with a tiny backyard. She spent most of her time with her mother, whose hands by then were shaking so badly that she couldn’t hold her own silverware. Every night, she gave her mother a bath and put her to bed. Then Peggy Jo sat alone in her bedroom, usually watching nature documentaries on the Discovery Channel until late at night.
For a while she worked as a telemarketer, going to an office for a few hours a day and making cold calls, offering whoever answered the phone the opportunity to receive a catalog filled with lovely home decorative items. She later found a job as a cashier at the Harbor Bay Marina, at Lake Ray Hubbard, just outside Dallas, selling customers everything from coolers to minnows to those key chains that float in the water. “She was one of our best employees,” said Suzy Leslie, who was then a manager at the marina. “Not once did the money in the cash register come up short on her shift. And what I loved about Peggy Jo was that she checked on the poorer customers. She was constantly pulling out her own money to help some of the families pay for bait. She used to visit with a poor Vietnamese woman who came out here to fish off the docks for her family’s supper. There was a man who came out here who was deaf, and Peggy would write down questions on a sheet of paper, asking him if there was anything he needed. And I know she used to give some money to a man out here who had been in prison and was still down on his luck. One day I asked her why she did that, and she said, ‘Well, we all got a past, you know.’”
Occasionally, at the end of the day, some man at the marina would ask Peggy Jo if she’d like to join him for a cocktail at Weekends, a little restaurant nearby that had a dance floor next to the bar. But she’d turn him down. She’d tell him she needed to get back to her house to look after her mother. Maybe next time, she’d say, giving the man an apologetic smile. Then she’d sweep the floors, take one more stroll around the docks, watch the sun set, and head for her car.
Once again, a year passed, and then another. Peggy Jo lost touch with her old friends like Cherry and Karen. Her sister, Nancy, died of breast cancer, and in December 2002 Helen died in her sleep at the age of 83. Peggy Jo was at her mother’s bedside, holding her hand. “She could have put her mother in a nursing home a long time ago,” said Suzy, who by then had become close friends with Peggy Jo. “But when we talked up at the marina, she said to me that she wanted her mother to be at home, to live out her last years in dignity, sleeping in her own bed. She was relieved her mother was no longer in pain, yet you could tell she was still heartbroken. She couldn’t talk about Helen without tears coming to her eyes.”
At Helen’s funeral, Peggy Jo and her brother reconciled. She later went to the annual Christmas dinner that Pete and his wife put on for the Tallas family. “She was friendly to all of us, she loved the kids, and when I asked her what she was going to do now, she said she had some plans,” Pete said. “But she never told me what they wer
e.”
IN THE SPRING OF 2004 Peggy Jo approached a man at the marina who was selling a Frontier RV. She gave him $5,900 in cash and promised to pay him $500 more at a later date. She told Suzy that the time had come to move on. “She said she was going to put some money together and head down to Padre Island or to Mexico and live on the beach like she had always wanted to,” Suzy recalled. “She told me I ought to come along while I had the chance, before life ran out on us. I’ll never forget her saying that. ‘Before life ran out on us.’”
Peggy Jo sold or gave away all of the furniture in her townhome, and she sold an old Volvo she had been driving. She carried a few potted plants over to a neighbor’s front porch, and then she drove away in her RV—“Just flew the coop,” one neighbor later said. For a few weeks, she stayed at a public park near Lake Ray Hubbard, spending part of the day fishing or walking along the shore, watching the herons fly across the water. Occasionally, Michelle came out in the late afternoons to visit. She and Peggy Jo would sit on maroon folding chairs next to the RV. Peggy would drink Pepsi out of a coffee cup and smoke Merit menthol cigarettes, grinding them out in a little ashtray she held in her hand.
“Sometimes she’d turn on the radio and listen to old rock and roll from her younger days, groups like Lynyrd Skynyrd and Bob Seger,” Michelle said. “She’d watch the sun set and then she’d go inside the RV and pull out a skillet and cook up some fajita meat with chopped onions. You know, it wouldn’t have been the life I would have chosen for myself, but I couldn’t help but admire her, doing her own thing and doing it her way. She loved being completely free.”
In the late summer of 2004, Peggy Jo left a telephone message for Carla Dunlap, another friend from the marina. When Carla had developed breast cancer the previous year, Peggy Jo had checked on her nearly every day and had brought her a cap to wear when her hair began to fall out from chemotherapy. “On the message, she asked how I was doing and she said she was about to hit the road,” Carla said. “And then she said, ‘And no matter what happens to me, always remember that I love you.’”
Concerned, Carla’s husband, John, drove out to the park to see if he could find her and perhaps give her some money, but she was already gone.
WHERE PEGGY JO WENT still remains the subject of great speculation. Months later, people would say that they had seen her at Lake Texoma and Lake Lavon. Others would say they had seen her driving her RV through various East Texas towns. And some would say they had seen her in Tyler in October 2004, right about the time that an odd bank robbery occurred at the small Guaranty Bank on the southern edge of the city. According to the tellers, the robber was an older man with a round stomach and a scraggly mustache; he wore a dark floppy hat, baggy clothes, and gloves. He placed a green canvas bag on the counter and said, “All your money. No bait bills. No blow-up money.” Then, after receiving a stack of cash (the authorities would not say exactly how much), he walked out of the bank and down a street. No one got a glimpse of his getaway vehicle.
One of the tellers did tell FBI agents that she was struck by the softness of the robber’s voice; it sounded a bit feminine. What’s more, the teller said, the robber’s mustache appeared to have been glued on, and his stomach looked more padded than real.
Perhaps if Steve Powell was still working for the FBI, he might have had an idea who had committed the robbery. But by then he was retired, living on a ranch outside Lubbock, occasionally teaching seminars to bank employees about how to spot a bank robber. At the end of each seminar, he’d pass around a photo of Cowboy Bob and tell her story with a certain relish, like a man reminiscing about his first lover.
The agents who were investigating this robbery, however, brought in an older male suspect to take a lie detector test. After he passed with flying colors, they began investigating other men. If they had been told that their suspect was a sixty-year-old spinster who drove an RV with pretty purple curtains, they would have laughed out loud.
Peggy Jo’s own family certainly had no suspicions that she had returned to her secret life. Periodically, throughout the fall of 2004 and the early months of 2005, she would call them from pay phones, telling them she was doing just fine. One afternoon, Michelle ran into Peggy Jo at a Wal-Mart in Garland where Peggy Jo was picking up supplies—a couple cartons of cigarettes, some paper towels, and fajita meat. “She seemed to be in great spirits,” Michelle said. And this past May—May 4, to be exact—Pete happened to be in Kaufman County, east of Dallas, when he heard that Peggy Jo’s RV was parked next to a small lake on a farm owned by a relative. “I drove out to see her, and we spent about an hour together,” Pete said. “She pulled out a bunch of family photos from a big old box, and we looked at all of them. I’ve got to tell you, we had a really good time, the two of us. Then she told me she was going to be packing up shortly and leaving, hitting the road, going on one of her adventures. I said, ‘You okay, Peggy Jo?’ And she hugged me and said she was happy, and then I said, ‘See you later.’”
THE NEXT MORNING, Peggy Jo woke up and made her bed, smoothing out the wrinkles in the sheets and spreading a fake sheepskin blanket over the mattress, making sure the bottom edge of the blanket was as straight as a ruler. Nearby, hanging from two wooden rods, were her nicer clothes: a few pairs of blue jeans, a couple pairs of khaki pants, and six blouses, all of them neatly ironed. But on this particular morning, she put on a black long-sleeved shirt and a pair of black pants that she kept in a plastic drawer. From a shelf, she grabbed a sandwich baggie filled with makeup and applied some lipstick and rouge to her face, and she ran a brush through her graying hair. She looked at herself in a mirror that she kept on another shelf, right next to some photos of young children with freckles and lopsided grins—her grandnieces and grandnephews—and she then made her way to the front of the RV, where she kept a variety of sunglasses and wide-brimmed hats along with a couple of black wigs and hair extensions.
After choosing a large black straw hat that came down over her forehead and a pair of black sunglasses that practically covered the top half of her face, Peggy Jo slipped into the driver’s seat and drove to Tyler, parking her RV next to a Jack in the Box, which happened to be across the street from Guaranty Bank, the very bank that had been robbed the previous October. Holding a black satchel, she stood at the street corner waiting for the traffic light to change; then she headed for the bank. She walked through the front door, past a sign in the lobby that read “You Need the Right Tools to Build Your Dreams,” and said to the teller, “This is a robbery. I need all of your money. Don’t set any alarms.”
The teller, a young woman barely out of her teens, gave Peggy Jo everything she had in her drawer: $11,241. Peggy Jo’s heart had to have started racing. This was big. This was like the robbery back in Mesquite in 1992. All she had to do was get out of there and head south, and she could finally get to Mexico and start her new life on a beach.
In her haste to get away, however, she made one simple mistake. She didn’t check for a dye pack. It exploded as soon as she walked out the door, covering the money with red ink. A plume of red smoke also began to rise from the satchel as she headed back across the street, dodging traffic to get to her RV.
The smoking satchel caught the attention of a TXU crew working in cherry-picking buckets above the street. A young Tyler couple named Chris and Courtney Smith, who were driving away with their children from a nearby Wal-Mart, also saw Peggy Jo. Because of her disguise, however, they couldn’t tell whether they were watching a woman or a man dressed as a woman. “I bet that person robbed a bank,” Courtney said, dialing 911 on her cell phone while Chris whipped the car around to follow Peggy Jo, ordering the children in the backseat to keep their heads down.
It just so happened that a group of FBI agents and Tyler police officers were out in their cars that very morning, cruising the streets. They literally were searching for bank robbers. Three banks had been robbed recently in the Tyler area, and the authorities believed that two or three young black men were the robbers
.
As a matter of fact, when the police radios crackled with the news about Guaranty Bank, Jeff Millslagle, the burly senior agent in charge of the FBI’s Tyler office, had just begun to interview a young black man in the northern part of the city who had been caught driving a stolen car. Millslagle and other FBI agents raced south in their unmarked SUVs. Officers from the Tyler Police Department also came roaring toward the bank, their sirens screaming, as did state troopers from the Department of Public Safety.
Within minutes, a posse of law enforcement officers and such curious citizens as Chris and Courtney Smith and their children were right behind Peggy Jo as she headed down the highway. Because the RV was going up a hill, it was not able to get above the speed limit. Its gears grinding, it lumbered past the Colonial Hills Baptist Church, the Heritage Baptist Church, a movie theater, and a skating rink. Exhaust billowed out of the tailpipe and floated over a field of bluebonnets blooming in the highway’s median.
Peggy Jo made one last-ditch attempt to get away, suddenly hitting the brakes and turning the RV into a quiet, middle-class subdivision at the edge of the city. She immediately turned again, onto the poetically named Irish Moss Drive. Before she could get to the end of that street, however, a couple of police cars raced past the RV, boxing it in. Officers in bulletproof vests leaped out of their cars, some holding handguns, a few holding rifles. One officer crouched near an azalea bush; another bent down behind a tree. One of the residents on Irish Moss Drive grabbed his video camera and stood in his doorway to film whatever was going to happen next.
The truth was that no one was exactly sure who was in the RV. The police dispatcher had reported that the bank robber was possibly a white female, but the officers could not rule out that the robber was one of their black suspects who had disguised himself as a woman. Nor could they rule out the possibility that other members of the bank-robbing gang were inside the RV, all of them wielding guns.